Payment Terms

This “Payment Terms” page applies to all transactions on the website operated by SECRET FURNISHING PTE. LTD. under the brand name Cushlino.

Payment Methods
We offer a secure and seamless checkout experience. We accept the following payment methods:

Visa

Mastercard

American Express

Apple Pay

Google Pay

Selected local e-wallets available at checkout

All payments are authorized and processed at the time of purchase via our secure online checkout system.

Payment Processing and Security
To ensure the highest level of security for your financial information, all card and e-wallet transactions are processed through Stripe, a leading global payment processor.

PCI-DSS Compliance: All transaction data is encrypted using Secure Socket Layer (SSL) technology and processed in accordance with PCI-DSS compliant protocols. SECRET FURNISHING PTE. LTD. does not store, access, or retain your credit card numbers or sensitive CVV codes on our servers.

Seamless Checkout: Customers can complete purchases without creating a separate account with the payment service provider. All transactions are completed securely and directly through our website’s checkout interface.

Billing Descriptor
When viewing your bank or credit card statement, the billing descriptor for transactions on this website will typically appear as:

SECRET FURNISHING PTE. LTD. (or an abbreviated form based on your bank’s formatting requirements, such as Cushlino-Secret Furn)

Please look for this name on your statement to ensure it matches your purchase records with our store and to avoid confusion regarding unrecognized transactions.

Data Processing, Privacy, and Cookies
We are committed to protecting your privacy and managing all customer information in accordance with applicable data protection frameworks, including Singapore’s Personal Data Protection Act (PDPA) and European data privacy standards (GDPR).

Cookie Management: This website uses a standard cookie consent banner. Non-essential cookies or tracking technologies are enabled only when you explicitly select the “Accept” option. You may update or manage your cookie preferences at any time via the settings provided on this website.

Personal Data: Any personal data collected during the payment and order fulfillment process is handled strictly in accordance with our comprehensive Privacy Policy. Customer Communication
You may contact our customer support team via email regarding any payment-related inquiries, billing issues, or verification requests. We aim to review and respond to all email inquiries within 24 to 48 standard hours.

General Terms
By completing a purchase on our website, you authorize us to charge the total order amount—including applicable shipping fees and taxes displayed at checkout—to your selected payment method. All order and payment records are securely maintained for internal auditing, financial reconciliation, and compliance purposes.

Contact Information
For assistance with payments or billing, please contact us via:

Phone: +65 65114894
Email: throw@cushlino.com